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Lender Support

Valley Home Values

US Dept of HUD

Need a Copy of our current;

Appraisal Licenses

Other licenses include;

FHA Information:

FHA Approved Appraisers
FHA Approved Condominiums
FHA Maximum Loan Limits
New Changes in FHA Appraisals 2006
HUD Housing Handbook for Appraisers - Valuation Analysis for Single family One-to-Four Unit Dwellings - HUD Manual 4150.2
- Table of Contents
- Selection of Appraiser
- Site Analysis
- Property Analysis
- The Valuation Process
- Reporting the Appraisal
- Appraisal and Appraiser Monitoring
- Regulatory Environment, Enforcement and Sanctions
- Manufactured Homes
- Planned Unit Developments and Condominiums
- Valuation of Other Properties
- Special Programs
- Valuation References
- Valuation Protocol

Important Industry News:

1). Transfer "re-type' an appraisal report

2). FHA manufactured homes - 2006

Helpful Links:

Need comps?

Pulling comparable sales data for lenders & realtors has proven to be a futile attempt in locking down an estimated value for a particular property prior to the actual appraisal order. In-fact, an appraiser is obligated to pull a complete research packet, conduct a limited inspection of the subject property and analyze the overall quality of the property, condition, age, size and features prior to the determination of an estimated value. To make an estimate of value(oral or written) prior to obtaining a complete work file would be in violation of appraisal standards(USPAP).

There are several Automated Valuation Models (AVM's) available that would provide as close of an estimate of current market value as an appraiser could provide without an inspection, analysis and actual appraisal of the property. Please visit some of these sites.

Zillow: From the founder of Expedia.com. This site is the newest and incorporates a mapping system similar to google earth.
RealEstate ABC: Named by PC magazine as one of the "100 best sites". Another mapping system style valuation model for comparable sales.
Maricopa County: County information including recorded documents & plat maps
Yahoo Real Estate:
Pinal county: Pinal county information including maps.
Pima county: Pima county information including maps & zoning.
Tucson: County information including recorded documents & zoning.
Other helpful sites;
Appraisers dot Com: Need an appraiser in Kingman, Prescott or Orange county, CA. Just click here.
Google earth: aerial photos, free download.
FHA/HUD: FHA/HUD home page
Qwestdex: Find builders, home inspectors, roofers, termite inspectors, etc. Just click here

Mortgage Lender Links:

These are the corporate websites of some of our local area lenders dedicated to the mortgage banking industry. Associated with these companies are loan officers, processors and assistants who are ready to assist you with any mortgage product or question that you may have. I have been working with these companies for more than 5 years and highly endorse their services. Please take a moment to visit their sites.